# DisputeChat

> White-label CRM software for credit repair businesses. A business invites
> leads, onboards clients, reviews three-bureau reports, drafts FCRA-cited
> dispute letters, sends disputes, and tracks every client file with Dara,
> the built-in AI copilot. DisputeChat is educational software — it is
> **not** a credit repair organization (CRO), and it does not send letters
> on anyone's behalf without review and approval.

## Key facts

- **Site:** https://disputechat.com
- **Who it's for:** Credit repair businesses, credit coaches, and
  CRO-adjacent practices — B2B software.
- **What it is:** One white-label CRM: lead intake, client onboarding,
  three-bureau report review (Equifax, Experian, TransUnion), FCRA-cited
  dispute letter drafting, dispute tracking, and an AI copilot (Dara).
- **Client portal:** Each business gets a white-labeled portal its own
  clients sign in to.
- **What we are NOT:** A credit repair organization. Every letter is
  reviewed and approved by a person before anything is sent.
- **Pricing:** One flat plan — $99 per month, 7-day free trial. Unlimited
  clients. No setup fees, no per-client charges, no long-term contract.
  What the business charges its own clients is the business's margin.
- **Cancel anytime, no contracts.**

## Core pages

- [DisputeChat for Business](https://disputechat.com/): What the platform
  does, pricing, and FAQ.

## Compliance / Trust

- [Compliance](https://disputechat.com/compliance): How DisputeChat operates
  outside CROA scope — educational software, not a credit repair service.
- [Security](https://disputechat.com/security): Data handling, encryption,
  retention policy.
- [Terms](https://disputechat.com/terms): Terms of service.
- [Privacy](https://disputechat.com/privacy): Privacy policy.

## Plain-language disclaimers

DisputeChat does not guarantee any specific outcome. Bureau investigation
results depend on the verifiability of the disputed information by the
furnisher within the FCRA's statutory windows. DisputeChat is software a
business and its clients use to exercise rights that already exist under
federal law.